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Real Estate Tips
Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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The Helen Oliveri Team, REALTOR®, real estate agent and broker for Glenview, Northbrook, Morton Grove and Chicago North Shore, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Helen Oliveri Team of Keller Williams Realty
Serving Northern Cook & Lake County, Illinois

Direct: 847-967-0022
Office : 847-967-0044
E-Fax: 847-574-7573
Email: Helen@HelenOliveri.com

The Helen Oliveri Team is a full service real estate company that delivers bottom line results. Utilizing the finest technology available in the industry, The Helen Oliveri Team provides a business model of highly efficient “specialists” to create the best transaction for the represented consumer. With your best interest at heart, our strategy focuses on making your next real estate transaction a complete success where your goals are fully exercised.

We offer market knowledge, expert negotiation, top-of-the-line marketing and the most extensive customer service available to our clientele and our company will give you the edge you deserve to be successful in your real estate venture. Join us in our success as we are one of the fastest growing businesses on the North Shore and in the Chicagoland area. We sell over 250+ homes a year and we are confident we are “Your Best Move” in real estate. Our service guarantee proves it. Let us bring our success to you. It will be our pleasure to assist you.


Meet Helen…

#1 Agent North Shore Region; Keller Williams Realty Partners
#1 Agent North Shore Region; Listings sold, volume & GCI; KWRP
#1 Agent Mid American Region: Top 1/4 % Nationally
Mega Agent Realtor; Regionally

Why should you choose to list with Helen Oliveri?

Here are a few reasons why...

  • #1 Agent on the North Shore for Keller Williams Realty; #1 in the Mid-American Region - Keller Williams Realty International.
  • 255 Homes SOLD in 2011
  • 163 Homes SOLD in 2010
  • UNBEATABLE Internet Marketing & Advertising; A FREE webpage dedicated to YOUR home!
  • All properties featured on over 300+ active websites; with additional links to thousands of other websites for added exposure.
  • All of our homes are Featured Listings on Realtor.com, Zillow.com and Trulia.com
  • Membership into our exclusive VIP program and access to Helen’s Home Concierge.
  • We provide exclusive technology and communications programs for all of our clients.

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