You exceeded every expectation.
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Earl & Margo Stafford & Karen Kudlinski
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Welcome > Agent Info > Testimonials ...

You exceeded every expectation.

We want to thank you for a job well done!

In deciding who would list the house, we were very impressed with your knowledge, professional presentation, but most of all, your enthusiasm.

We are Real Estate Brokers who relied on a broker familiar with the area and expected a high level of professionalism.

You exceeded every expectation.

We will recommend you at every opportunity.

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Earl & Margo Stafford & Karen Kudlinski

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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The Helen Oliveri Team, REALTOR®, real estate agent and broker for Glenview, Northbrook, Morton Grove and Chicago North Shore, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Helen Oliveri Team of Keller Williams Realty
Serving Northern Cook & Lake County, Illinois
Direct: 847-967-0022
Office : 847-967-0044
E-Fax: 847-574-7573
Email: Helen@HelenOliveri.com
Other Website: www.HelenOliveri.com

Meet Helen…

#1 Agent North Shore Region; Keller Williams Realty Partners
#1 Agent North Shore Region; Listings sold, volume & GCI; KWRP
Top 10 Mid American Region: Top 1/4 % Nationally
Mega Agent Realtor; Regionally

The Top 10 reasons why you should choose Helen Oliveri...Listing with Helen Oliveri is "Your BEST Move"

#1 Agent on the North Shore for Keller Williams Realty Partners; Top 10 in the Mid-American Region – Keller Williams Realty International.
Over 106+ homes SOLD in 2009 - CAREER SALES EXCEED 400+ SOLD!
Over 90+ homes SOLD in 2008 – homes consistently selling within 2%-3% of asking price.
UNBEATABLE Internet Marketing & Advertising; A FREE website dedicated to YOUR home!
All properties featured on over 400+ active websites; with additional links to thousands of other homes.
All of our homes are Showcase Featured Listings on Realtor.com.
Membership into our exclusive VIP program and access to Helen’s Home Concierge.
We provide exclusive technology and communications programs for all of our clients.
Buyer’s GUARANTEE: buy though me and if you are not satisfied, we’ll sell it for FREE!
Seller's GUARANTEE: Your home SOLD in 90 days or I pay you!*

*some restrictions apply

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